Privacy Policy

Privacy Policy

Introduction

At https://money-saving-expert-car-loans.dreamdwellings.net, we, Money Saving Expert Car Loans (hereafter referred to as “we,” “us,” or “the Company”), are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the gathering, storage, access, and use of personal data, all in accordance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Privacy Act (CPA), Colorado, USA
  • Utah’s Consumer Sales Privacy Act (UCPA), Utah, USA
  • Connecticut’s Connecticut Transparency and Accountabilty Data Practice Act (CTDPA), Connecticut, USA
  • Virginia’s Consumer Data Protection Act (VCDPA), Virginia, USA
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to the practices of other websites, applications, products, or services accessed through links on our site, as they are governed by their own privacy statements.

Processing Activities

This Privacy Policy guides interactions when:

  1. You use any of our applications, services, or accounts as an authorized user.
  2. You visit our website and interact with its content.
  3. You engage with us through communication channels, including emails, calls, or text messages (SMS).

Personal Data Collection

We collect a range of personal data, categorized as follows:

  • Account Information: This includes your user name, account number, and password details required for secure access to our services.
  • Payment Information: Details related to your payment methods, such as card numbers, expiration dates, and security codes.
  • Financial Information: Data about your financial status, income, and credit history may be collected to assess loan eligibility.
  • Purchase Information: Records of products or services purchased through our platform, including transaction dates and amounts.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses and device IDs, for tracking and analytics purposes.
  • Location Data: Information about your geographic location when you interact with our services (with your consent).
  • Feedback: Responses to surveys or feedback forms that help us improve our products and services.
  • Social Media Information: Data from social media platforms when users choose to log in through these accounts for a seamless experience.
  • Product Information: Details about the cars or financial products you show interest in, including model numbers and preferred features.

We collect this data through direct user input, interactions with our systems, and automated technologies, such as cookies and tracking pixels. Additionally, third parties may provide us with personal data, though they are bound by their own privacy agreements.

Cookies

We use cookies to enhance your experience on our website and for analytics purposes:

  • Strictly Necessary Cookies: These ensure basic functions, like login and navigation.
  • Preference Cookies: Remember user preferences, such as language settings.
  • Analytics Cookies: Help us analyze how users interact with our site, providing insights for improvement.

Users can manage their cookie choices through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes described in this policy or as required by law. Once the data is no longer needed, we securely delete or anonymize it.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access to and rectification of your data
  • Erasure (or ‘right to be forgotten’)
  • Restriction on processing
  • Right to data portability
  • Objection to the use of your data
  • Non-discrimination in accessing services
  • The right to file appeals or complaints with our privacy team.

To exercise these rights, please contact us using the details provided below.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page, and we encourage you to review it periodically for the latest information.

Contact Information

For any questions regarding privacy, data practices, unsubscribe requests, or other inquiries, please contact us:

  • Email: contact@money-saving-expert-car-loans.dreamdwellings.net
  • Address: [Provide mailing address]

We appreciate your trust in us, and we are committed to protecting your privacy throughout your interaction with our services.